Un om de afaceri în vârstă de 39 de ani a acumpărat clădirea folosită de banca din orașul Urmston care acum 17 ani a reuzat să îi dea un credit.
Britanicul Adam Deering avea 21 de ani când a aplicat pentru un credit de 10.000 de lire sterline, necesar pentru a porni o afacere, la o sucursală a Royal Bank of Scotland (RBS). Banca l-a refuzat, deoarece era prea tânăr și lipsit de experiență.
În cele din urmă, tânărul a fondat o firmă de management al creanțelor pe care ulterior a vândut-o cu 5 milioane de lire sterline.
Cu acești bani, Deering a fondat alte afaceri, printre care una în domeniul big data, specializată pe industria financiară, dar și una de planificare a serviciilor funerare, Pride Planning. Astăzi, bărbatul conduce afaceri în valoare de 50 de milioane de lire sterline.
Acum, la 17 ani de la debutul lui ca antreprenor, Deering a plătit 450.000 de lire sterline pentru a cumpăra clădirea în care s-a aflat filiala RBS. El plănuiește să o transforme într-o clădire rezidențială cu spații comerciale la parter.
Deering a anunțat că va investi 500.000 de lire sterline în proprietate, care va include opt apartamente.
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Big thanks to @ladbible for writing this story. ?? . . So last week I bought the bank building where I got knocked back for a loan at 21 years old! ??? . . So when I was a broke ass 21 year old I had a dream to work for myself and setup my own business! ?? . . I created a business plan, made an appointment with the bank manager to speak about setting up and account and getting a business loan, before I went into the bank I prayed as I had zero cash and had no idea how I would realise my dream without it. ? . . I sat down with my fingers and toes crossed and the woman who was the bank manager took my business plan went through it quickly and in a really patronisingly tone said the problem is Adam you are a bit young and you have no business experience. This isn’t something we can do at this stage. ??♂️? . . My heart sank, I felt humiliated, frustrated and sad. I had no plan B. ? ? . . I had already quit my job and had managed to scrape enough money together to pay the first quarters rent and I got a phone-line off BT which was on 30 days credit terms. . . I didn’t have any money to buy a desk or chair so as a result I spent 4 months on the floor with the phone off BT and the Thompson Local. ? . . No marketing budget, no Google or Social media to even advertise in, just a burning desire to succeed! ? . . So I bought the bank building where they declined me for the £10K business loan! ?? . . For me this was a great day! ? . . Remember your current situation is never your final destination! ✊??? . . #findtheaction